Legal Policies
1. Terms & Conditions of Website Use
Effective Date: January 2026
2. Educational & Informational Use Only
3. Medical & Health Disclaimer
4. No Guarantees
5. Intellectual Property
6. Third-Party Links & Affiliates
7. Limitation of Liability
8. Indemnification
9. Privacy Policy
10. Children’s Privacy
11. Governing Law
13. Changes to These Policies
14. Contact Information
12. Refund Policy